Summary of Operator Rules for US Powerball

USA Power Lotto^®

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US Powerball players may select five numbers from a pool of 1 to 69. They then must also choose one number from a pool of 1 to 26. This is for the Powerball.

Players may choose their own numbers or choose ‘Quick Play’ to have numbers randomly chosen.

US Powerball Jackpots currently start at $20 million USD and grow from there, until won!

Players win a prize by matching one of the 9 ways to win as seen below:

All prizes in the table above are quoted in USD

Powerball is played in 45 states of the USA. It’s also played in Puerto Rico, Washington DC and the US Virgin Islands.

Powerball drawings are conducted three times a week each week, on Mondays, Wednesdays and Saturdays. Each draw takes place at 10:59 p.m. Eastern Time.

Power Play Feature

For an additional fee per play, the Power Play® feature can multiply non-jackpot prizes by 2, 3, 4, 5 or 10 times.

Just prior to each drawing, the multiplier number is selected at random.

The 10x multiplier is not always available; when the advertised jackpot prize is over $150 million USD (based on the annuity payout option, as opposed to the lump sum payment option) only the 2x, 3x, 4x, and 5x multipliers will be in play.

Regardless of the multiplier number selected, the match 5 prize will always be $2 million USD when the Power Play option has been purchased.

Prizes & Odds

All prizes are set cash amounts, except the Grand Prize.

Powerball Odds
Match	Prize	Odds
5 + 1	Grand Prize	1 in 292,201,338.00
5 + 0	$1 Million	1 in 11,688,053.52
4 + 1	$50,000	1 in 913,129.18
4	$100	1 in 36,525.17
3 + 1	$100	1 in 14,494.11
3	$7	1 in 579.76
2 + 1	$7	1 in 701.33
1 + 1	$4	1 in 91.98
0 + 1	$4	1 in 38.32

All Prize amounts above are quoted in USD

Odds When 10X Multiplier is Available
Power Play	Prize Times Power Play	Odds
10x	Prize Won Times 10	1 in 43
5x	Prize Won Times 5	1 in 21.5
4x	Prize Won Times 4	1 in 14.33
3x	Prize Won Times 3	1 in 3.31
2x	Prize Won Times 2	1 in 1.79

Odds When 10X Multiplier is NOT Available
Power Play	Prize Times Power Play	Odds
5x	Prize Won Times 5	1 in 21
4x	Prize Won Times 4	1 in 14
3x	Prize Won Times 3	1 in 3.23
2x	Prize Won Times 2	1 in 1.75

What if you win the jackpot?

Annuity Option: A Powerball jackpot winner may choose to receive their prize as an annuity, paid in 30 graduated payments over 29 years, or a lump-sum payment (cash option). For the annuity, the annual payments increase by 5% each year which helps to protect the winner’s lifestyle and purchase power from inflation. The cash value option, in general, is the amount of money required to be in the jackpot prize pool, on the day of the drawing, to fund the estimated jackpot annuity prize. The advertised jackpot annuity and cash value are estimates until ticket sales are final, and for the annuity, until the Multi-State Lottery Association takes bids on the purchase of securities.

Cash Option: The option of a lump sum payment for a jackpot prize option rather than a long term annuity payment as described in the rules for the matching lottery will always result in a lump sum payment of a lesser amount than the advertised annuity prize. This is because the lump sum paid will be the actual amount that the matching lottery would have to pay to buy the annuity plan that generates the annual payments. The purchase cost of the annuity (the lump sum) will always be lower than the total instalment paid out under the plan because part of those payouts are generated from interest or profits earned from the investment of that purchase price. The matching lotteries will generally not commit to the exact amount of the lump sum payout option for any particular draw because the purchase price of an annuity plan can constantly vary due to changes in interest rates etc. Over the last 12 months the percentage deduction for the cash-lump sum has been as low as 28% and as high as 55%. The prevailing interest rates are the biggest factor because the higher the rates the greater the value of the 30 year annuity plan. This deduction occurs before tax is calculated (in the US).

Taxes to be paid:
U.S. Federal Tax: U.S. lottery winnings are subject to U.S. federal withholding tax. The applicable withholding tax is currently 24% on prize amounts over USD 5,000, in accordance with U.S. tax laws. The federal tax rate applied is determined under U.S. law based on the manner in which the prize is claimed and may change if the relevant tax treatment changes.
U.S. State Tax: In addition to federal tax, winnings may be subject to U.S. state withholding tax, which varies depending on the U.S. state in which the matched lottery ticket is purchased. Our matched U.S. lottery tickets are purchased through either agents and/or retailers in one or more U.S. states. The applicable state tax rate depends on the purchase location for that draw and will not exceed 8% but may be lower depending on the state.
Tax deductions: All applicable U.S. federal and state taxes are deducted from any prize amount before payout by the relevant U.S. lottery authority.

Annuity prizes are taxed annually on the amount of that year's annuity payment.

The minimum jackpot is currently $20 Million USD but please always check the site for most up to date jackpots.

Version 3: Last updated on 10 June 2026

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