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New Year’s Resolutions for Millionaires

We’ve wound down another year and many of us have gone into January 1st with the same New Year’s resolutions. We vow to eat less and eat better, join the gym or run 5k every day and be more present in the moment and with loved ones. But it all comes down to the same thing: we all want to be happier, get healthier and improve ourselves and our lives in the new year. Everyone wants to be better and more successful, and they’re full of self-improvement plans. If you’ve come into some money this past year and are looking at using your newly acquired wealth to build your resolutions, then we have some ideas that you might want to look into.


A good financial adviser will work one-on-one with you to understand your needs, set your financial goals, and create a plan to help you achieve them. It may be best if you decided what you’d like to get out of it based on the amount of money you possess, what you want to achieve, and any plans you have for the future. Then, you can attain professional advice about budgeting, investing, retirement planning, and any other financial decisions that you come across.


It’s crucial to undertake plenty of research and ensure that you have your finances in order before committing to any investments. You may want to consider and discuss with a financial advisor the amount of risk you’re comfortable with and devise a plan of any goals you have and how long it should take you to reach them. There are so many different avenues you can approach, including low and high-risk potential for growth. You may want to explore cash investments, fixed interest/income investments, shares, or even cryptocurrency, to name a few.

Check out one of our previous blog posts: 5 Investing Tactics For Lottery Winners.


You have plenty of funds at your disposal to turn your travel dreams into a reality, so what are you waiting for?! Choose your desired destination, do some research and planning to get the most out of your holiday, and put the wheels into motion. You can keep to a budget, or you can spend and splurge as you explore bustling cities or laze on balmy beaches and unwind from a busy year. If you’re stuck for ideas, you could check out our blog 5 Victorious Vacations Lottery Winners Should Take.


Starting a business is a huge commitment. If you decide to start and grow a business, you will face some enormous challenges, but it can also be highly beneficial to develop and maintain your wealth and give you an edge in the financial world. You must have a firm plan or vision and a unique product or service to base your business. Ensure you have sufficient cash flow and the ability to maintain your work/life balance. Recently, there has been tremendous interest and success in entrepreneurship, with small startup businesses growing into massive money-making companies making this a wise decision to pursue as you head into a new year. An interesting read if this particular topic interests you is our previous post on Lottery Winners That Started Successful Businesses


Whether this excites or terrifies you, planning for your retirement is a great new year’s resolution to have. You may want to ask yourself at what age you would like to retire or what is realistic to your circumstances. If early retirement is a dream of yours, you can work with a financial advisor or do your research to develop and implement a strategy that will allow you to do so.

It’s important and exciting to have goals and dreams as we celebrate the start of a new and wonderful year. Whatever you decide to pursue, let it be the drive you need to navigate a brilliant and prosperous 2022!

Mature couple drinking wine on yacht


How much does a Financial Planner cost?

According to, ‘The cost of seeing a financial planner can range from $2,500 to $3,500 to set up a plan, and then about $3,000 to $3,500 annually if you have an ongoing relationship with the planner, according to the Financial Planning Association (FPA).’

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